McCoy Freightliner is your complete source for New & Used Truck Financing and Sprinter & RV financial services. We work through our network of partners to offer financing solutions for Fleets, Owner Operators and First Time Buyers. Our Financing department will work with you to find the best options to meet your needs.
Loan and Finance Agreements
We offer terms up to 72 months on New Heavy Duty models. Up to 84 month terms on medium duty models and some vocational applications.
TRAC (Terminal Residual Adjustment Clause/Open-end lease)
TRAC leases offer generally lower monthly payments than basic finance options as well as a generally lower initial out-of-pocket expense. There are no mileage restrictions. TRAC leases can offer tax advantages, so be sure to consult with your accountant for specifics.
Fair Market Value Lease (FMV/Closed-end or walk-away lease)
FMV leasing allows you to complete the terms of your lease with no further obligations; however, some mileage restrictions and maintenance charges my apply. FMV leases can offer tax advantages, so be sure to consult with your accountant for specifics.
We have other options to suit your specific finance or leasing needs including seasonal payment plans and sub-lease structures for fleets. Please contact us to customize a finance program for your next purchase.